Funding intended to help families find and keep their homes

WASHINGTON – The U.S. Department of Housing and Urban Development (HUD) today awarded $42.8 million in housing counseling grants to help approximately one million Americans make more informed housing choices, keep their current homes, or receive assistance to help them avoid foreclosure. Nearly half of the state and local counseling agencies awarded HUD grants received preference because they will provide counseling to individuals and families within designated Opportunity Zones (see attached list).

“HUD-approved housing counseling agencies are on the front lines of helping individuals and families to find affordable rental housing or make more informed homeownership choices,” said HUD Secretary Ben Carson. “The funding we announce today will help families to realize their dreams-whether it’s owning a home, avoiding foreclosure, or finding an affordable place to rent.”

These grants will directly support the housing counseling services provided by 207 HUD-approved local housing counseling agencies, national and regional organizations, and state housing finance agencies (SHFAs). Read a comprehensive summary of each housing counseling grant.

Grant recipients will provide services to address a full range of housing counseling needs. This includes assisting homebuyers in evaluating their readiness for a home purchase and navigating through the homebuying process. The organizations also help households find affordable rental housing, offer financial literacy training to individuals and families, and provide foreclosure prevention counseling to help homeowners facing delinquency or default to understand their options for avoiding foreclosure.

In addition to providing counseling to homeowners and renters, these organizations assist homeless persons in finding transitional housing and help seniors determine whether a reverse mortgage makes sense for them.

There are many ways to locate a HUD-approved housing counseling agency. Visit HUD’s website or call (800) 569-4287 for our interactive telephone directory. Watch HUD’s video on how housing counseling can help families find (and keep) housing.

Housing Counseling Grants in Opportunity Zones

Created under the 2017 Tax Cuts and Jobs Act, Opportunity Zones aim to stimulate long-term investments in low-income communities by offering significant capital gains tax relief to those who invest in these distressed areas. This initiative is anticipated to spur $100 billion in private capital investment in Opportunity Zones. Incentivizing investment in low-income communities fosters economic revitalization, job creation, and promotes sustainable economic growth across the nation, especially in communities HUD serves. Applicants seeking funding under HUD’s Housing Counseling grant program receive bonus points to further drive public investment to these areas.

The following is a state-by-state breakdown of the funding announced today:

Fiscal Year 2019 Housing Counseling Grants

AlabamaCommunity Action Agency of Northwest Alabama, Inc.Florence$26,979
Community Action Partnership of North Alabama, Inc.Decatur$28,627
Community Action Partnership, Huntsville/Madison & Limestone Counties, IncHuntsville$22,585
Community Service Programs of West Alabama, Inc.Tuscaloosa$32,472
United Way of Central Alabama, Inc.Birmingham$450,446
Alabama Total$561,109
ArkansasNorthwest Regional Housing AuthorityHarrison$16,272
 Southern Bancorp Community Partners*Little Rock$27,529
 Universal Housing Development CorporationRussellville$26,020
Arkansas Total$69,821
CaliforniaAsian IncorporatedSan Francisco$42,491
 City of Vacaville Department of Housing ServicesVacaville$20,666
 Consumer Credit Counseling Services of San Francisco*Concord$695,828
 Eden Council for Hope and Opportunity (Echo)Hayward$25,000
 Fair Housing Advocates of Northern CaliforniaSan Rafael$26,430
 Fair Housing Council of Riverside County, IncRiverside$38,646
 Habitat for Humanity, Stanislaus CountyModesto$22,724
 National Association of Real Estate Brokers-Investment Division, Inc*Oakland$1,129,222
 Pacific Community Services, Inc.*Pittsburg$17,166
 Project SentinelMilpitas$67,316
 Rural Community Assistance Corporation*West Sacramento$713,236
 San Francisco Housing Development CorporationSan Francisco$41,392
California Total$3,147,136
ColoradoColorado Housing and Finance Authority*Denver$532,390
ConnecticutCommunity Renewal Team, Inc.Hartford$19,568
 Connecticut Housing Finance Authority*Rocky Hill$140,723
Connecticut Total$160,291
District of ColumbiaHousing Counseling Services, Incorporated (HSC, Inc.) *Washington$129,364
Marshall Heights Community Development Organization*Washington$25,471
 National CAPACDWashington$421,199
 National Community Reinvestment Coalition, Inc.Washington$988,833
 National Foundation for Credit Counseling, Inc.*Washington$876,867
 Neighborhood Reinvestment Corp. dba Neighborworks America*Washington$3,000,000
 Unidos US*Washington$1,930,487
D.C. Total$7,372,221
FloridaAdopt A Hurricane Family, Inc. dba Crisis Housing SolutionsDavie$10,230
 Affordable Homeownership Foundation IncFort Myers$35,487
 Broward County Housing AuthorityLauderdale Lakes$12,976
 Community Enterprise Investments, IncorporatedPensacola$12,427
 Community Housing Initiative, IncMelbourne$22,036
 Comprehensive Housing Resources, Inc.Port Charlotte$22,036
 Consolidated Credit Solutions, Inc.Plantation$65,471
 Credit Card Mgmt Svcs, Inc dba Reversemortgagehelper.Org and Debthelper.ComWest Palm Beach$185,814
 Debt Management Credit Counseling Corp.*Lighthouse Point$110,594
 Habitat for Humanity of Jacksonville, Inc.*Jacksonville$15,583
 Home Ownership Resource Center of Lee County*Fort Myers$24,921
 Housing Authority of the City of Ft. Myers*Fort Myers$13,936
 Jacksonville Area Legal Aid, Inc.Jacksonville$22,929
 Lee County Housing Development CorporationFort Myers$21,626
 Mid-Florida Housing Partnership, Inc.Daytona Beach$32,130
 Ocala Housing AuthorityOcala$48,525
 Opa-Locka Community Development CorporationOpa Locka$29,177
 Solita’s House IncTampa$35,629
 St. Johns County Board of County CommissionersSt Augustine$25,610
 Step Up Suncoast, Inc. F/K/A Manatee Community Action Agency, Inc.Sarasota$16,272
 Tallahassee Urban League, IncTallahassee$18,330
 Tampa Bay Community Development CorporationClearwater$39,334
 The Agriculture and Labor Program, Inc.Lake Alfred$12,427
 West Palm Beach Housing AuthorityWest Palm Beach$18,775
Florida Total$852,275
GeorgiaAffordable Housing Enterprises, Inc.Griffin$16,133
 Appalachian Housing and Redevelopment Corporation*Rome$19,568
 Area Committee to Improve Opportunities Now, Inc.Athens$16,272
 City of Albany, GeorgiaAlbany$17,371
 Georgia Housing and Finance Authority*Atlanta$721,169
 Operation Hope, Inc*Atlanta$412,490
 Refugee Family Assistance ProgramStone Mountain$25,336
 Summech Community Development Corporation, Inc.*Atlanta$17,781
Georgia Total$1,246,120
HawaiiHabitat for Humanity Maui, Inc*Wailuku$19,568
 Legal Aid Society of HawaiiHonolulu$22,934
Hawaii Total$42,502
IdahoIdaho Housing and Finance AssociationBoise$261,978
IllinoisHousing Action Illinois*Chicago$1,200,141
 Macoupin County Housing AuthorityCarlinville$20,117
 Smart Money Housing aka Smart Women Smart Money*Chicago$45,698
 Springfield Housing AuthoritySpringfield$15,174
 Will County Center for Community ConcernsJoliet$33,739
Illinois Total$1,314,869
IndianaCity of Bloomington – Housing and Neighborhood Development (HAND)*Bloomington$10,000
 Hoosier Uplands Economic Development Corporation*Mitchell$20,527
 Indiana Housing and Community Development Authority*Indianapolis$113,680
 Lincoln Hills Development Corporation*Tell City$19,568
Indiana Total$163,775
IowaCenter for SiouxlandSioux City$40,640
 Eastern Iowa Regional Housing AuthorityDubuque$14,624
 Family Management Financial Solutions, Inc.Waterloo$30,824
 Home Opportunities Made Easy, Inc. (Home, Inc.)*Des Moines$21,142
 Muscatine Municipal Housing Agency*Muscatine$17,166
Iowa Total$124,396
KentuckyCampbellsville Housing and Redevelopment Authority*Campbellsville$19,019
 KCEOC Community Action Partnership, Inc.Gray$18,469
 Kentucky Housing Corporation*Frankfort$206,107
 Live the Dream Development, Inc*Bowling Green$14,075
Kentucky Total$257,670
LouisianaLouisiana Housing CorporationBaton Rouge$580,206
MaineMaine State Housing AuthorityAugusta$29,021
MarylandAllegany County Human Resources Development Commission, Inc*Cumberland$22,314
 Arundel Community Development Service IncAnnapolis$29,587
 Centro De Apoyo Familiar – Center for Assistance Families*Riverdale$62,081
 Comprehensive Housing Assistance, IncBaltimore$23,274
 Consumer Credit Counseling Service of Maryland and Delaware, Inc.*Columbia$392,706
 Diversified Housing Development, Inc.Windsor Mill$26,227
 Frederick Community Action Agency (FCAA)Frederick$34,530
 Garwyn Oaks Northwest Housing Resource Center, IncBaltimore$23,620
 Hagerstown Neighborhood Development Partnership, Inc.(HNDP)Hagerstown$27,119
 Harford County Housing AgencyBel Air$41,390
 Home Partnership, Inc. (HPI)Joppa$29,726
 Homefree – U S A*Riverdale$1,918,848
 Housing Initiative Partnership, Inc. (HIP)*Hyattsville$72,628
 Shore Up!, IncSalisbury$15,174
 Southern Maryland Tri-County Community ActionHughesville$29,181
 Washington County Community Action Council (WCCAC)*Hagerstown$32,535
Maryland Total$2,780,940
MassachusettsAction for Boston Community Development, Inc.Boston$23,134
 Catholic Social Services – Fall River*Fall River$33,432
 Citizens’ Housing and Planning Association, Inc.*Boston$628,335
 Community Service Network, Inc.*Stoneham$26,837
 Neighborhood Stabilization Corporation (NACA Counseling Subsidiary)Boston$2,579,917
 Pro-Home, Inc.*Taunton$20,527
 Springfield Partners for Community Action, Inc.*Springfield$16,821
 The Housing Partnership Network*Boston$596,921
Massachusetts Total$3,925,924
MichiganBay Area Housing, Inc D/B/A Community Home Solutions*Bay City$27,119
Community Action Agency*Jackson$27,668
Grand Rapids Urban League*Grand Rapids$27,389
Greenpath, Inc.*Farmington Hills$2,136,790
Housing Services Mid-Michigan (Formerly Housing Services for Eaton County)*Charlotte$30,824
Michigan State Housing Development AuthorityLansing$644,716
Northwest Michigan Community Action Agency, IncTraverse City$33,981
Oakland County Housing CounselingPontiac$43,035
Oakland Livingston Human Service AgencyPontiac$22,314
Michigan Total$2,993,836
MinnesotaCatholic Charities Diocese of St. Cloud*Saint Cloud$44,338
 Minnesota Homeownership Center*Saint Paul$600,696
 Southern Minnesota Regional Legal Services, Inc.*Saint Paul$36,449
Minnesota Total$681,483
MississippiHousing Education and Economic Development, Inc.Jackson$30,890
Mississippi Home Corporation*Jackson$286,152
 Mississippi Homebuyer Education Center*Jackson$294,910
Mississippi Total$611,952
MissouriCommunity Services League of Jackson County*Independence$32,194
 Housing Options Provided for the Elderly (HOPE)*University City$174,988
 Neighborhood Housing Services of Kansas City, IncKansas City$15,174
 Youth Education and Health in SoulardSaint Louis$25,329
Missouri Total$247,685
MontanaMontana Homeownership Network dba Neighborworks Montana*Great Falls$443,184
NebraskaBlue Valley Community Action Inc.*Fairbury$23,823
 Credit Advisors Foundation*Omaha$127,604
 Family Housing Advisory Services, Inc.Omaha$44,000
 High Plains Community Development CorporationChadron$45,092
Nebraska Total$240,519
New HampshireNew Hampshire Housing Finance Authority*Bedford$176,256
New JerseyConsumer Credit and Budget Counseling, dba National Foundation for Debt Management*Marmora$158,547
 Garden State Consumer Credit Counseling, Inc. D/B/A/ Navicore Solutions*Manalapan$556,769
 Housing & Community Development Network of New JerseyTrenton$288,223
 Housing Authority of the City of Paterson*Paterson$16,272
 New Jersey Housing and Mortgage Finance Agency*Trenton$250,530
 North Hudson Community Action CorporationUnion City$16,272
 Senior Citizens United Community Services of Camden County, Inc.Audubon$32,740
New Jersey Total$1,319,353
New YorkAllegany County Community Opportunities and Rural Development (Accord) Corp.*Belmont$39,334
 Center for New York City NeighborhoodsNew York$34,661
 Greater Sheepshead Bay Development CorporationBrooklyn$10,230
 National Urban League*New York$871,183
 New York Mortgage Coalition, Inc.*New York$370,944
 New York State Housing Finance Agency*Albany$953,521
 Niagara Falls Neighborhood Housing ServicesNiagara Falls$17,920
 Pathstone Corporation*Rochester$289,495
 Rockaway Development and Revitalization CorporationFar Rockaway$15,174
 Strycker’s Bay Neighborhood Council, Inc.New York$11,878
New York Total$2,614,340
North CarolinaChatham County Housing AuthoritySiler City$15,723
 Housing Authority of the City of Greensboro*Greensboro$28,627
 Housing Authority of the City of High PointHigh Point$17,576
 North Carolina Housing CoalitionRaleigh$764,695
 Telamon Corporation*Raleigh$394,964
 Twin Rivers Opportunities, Inc.New Bern$24,921
 Western Piedmont Council of GovernmentsHickory$40,701
North Carolina Total$1,287,207
OhioCommunity Housing Solutions*Cleveland$23,823
Fair Housing Contact ServiceAkron$30,682
Fair Housing Resource Center*Painesville$31,234
West Ohio Community Action PartnershipLima$21,626
Working in NeighborhoodsCincinnati$24,372
Wsos Community Action Commission, Inc.Fremont$14,075
Youngstown Metropolitan Housing AuthorityYoungstown$19,568
Youngstown Neighborhood Development Corp.Youngstown$25,471
Ohio Total$227,986
OklahomaCommunity Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.Oklahoma City$15,000
Community Development Support AssociationEnid$15,174
 Housing Authority of the Choctaw Nation of Oklahoma*Hugo$44,409
 Housing Partners of Tulsa, IncorporatedTulsa$30,275
 Quickcert, Inc.Tulsa$128,486
Oklahoma Total$233,344
OregonCommunity Connection of Northeast Oregon, Inc.*La Grande$21,216
 Housing Authority of Yamhill CountyMcMinnville$23,823
 Open Door Counseling Center*Hillsboro$41,736
Oregon Total$86,775
PennsylvaniaHispanic Association of Contractors and Enterprises*Philadelphia$47,444
 Intercommunity Action, Inc. D/B/A Interact, Journey’s WayPhiladelphia$15,583
 Mon Valley Initiative*Homestead$605,606
 Nueva Esperanza, Inc.*Philadelphia$633,037
 Pennsylvania Community Real Estate Corp. D/B/A Tenant Union Representative Network (T.U.R.N.)Philadelphia$33,815
 Pennsylvania Housing Finance Agency*Harrisburg$1,622,362
 Westmoreland Community ActionGreensburg$20,734
Pennsylvania Total$2,978,581
Rhode IslandProvidence Housing Authority*Providence$18,469
South CarolinaCharleston Trident Urban League, Inc.Charleston$24,372
 Greenville County Human Relations Commission*Greenville$39,332
 Southeastern Housing Foundation*Orangeburg$30,824
South Carolina Total$94,528
South DakotaSouth Dakota Housing Development AuthorityPierre$213,520
TennesseeClinch-Powell Resource Conservation and Development Council, Inc.*Rutledge$24,921
 Eastern Eight Community Development Corp.*Johnson City$31,784
 Tennessee Housing Development AgencyNashville$186,978
 West Tennessee Legal Services, Incorporated*Jackson$789,130
Tennessee Total$1,032,813
TexasAustin Habitat for HumanityAustin$22,890
 City of San Antonio/Dept of Neighborhood and Housing Services (DNHS)San Antonio$26,430
 Easter Seals of Greater Houston, Inc.Houston$28,488
 Money Management International Inc.Sugar Land$1,118,715
 North & East Lubbock Community Development CorporationLubbock$11,915
 Waco Community Development CorporationWaco$23,823
Texas Total$1,232,261
UtahCommunity Action Services*Provo$21,216
 Utah State University – Family Life Center – HFC*Logan$42,630
Utah Total$63,846
VirginiaCatholic Charities USA*Alexandria$936,211
 Virginia Housing Development AuthorityRichmond$1,169,727
Virginia Total$2,105,938
Virgin IslandsVirgin Islands Housing Finance Authority*St Thomas$49,964
VermontBennington-Rutland Opportunity Council, Inc. (BROC)*Rutland$40,638
WashingtonWashington State Housing Finance Commission*Seattle$372,314
West VirginiaHousing Authority of Mingo CountyDelbarton$19,226
WisconsinMovin’ Out, Inc.*Madison$33,022

* Grantees received preference points for qualified activities within a designated Opportunity Zone.


HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all.
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