Another Thanksgiving is upon us, and it is time not only to eat turkey and watch football, but to give thanks. No matter how rough the year is, we always pause to give thanks on this important holiday. Even when the pandemic was peaking in 2020, we gave thanks. Even when we were in the middle of the Great Recession in 2008, we gave thanks.

This has not been an easy year for many. We still are dealing with COVID and a few other significant viruses as well. Interest rates are the highest in decades. The real estate market has slowed down. One of our allies was viciously attacked and they are at war, which has exacerbated inflation on many levels. Thus, there are plenty of challenges that we have to deal with every day.

On the other hand, America is working as the country is near full-employment levels. A record number of Americans have equity in their homes and/or have mortgages with very low rates. Though we are supporting our ally in defending themselves, we are not sending troops to the conflict. And the economy continues to fend off the recession so many are sure is on its way. In short, there is plenty to be thankful for. So, let’s spend this Thursday thinking about the positive aspects of our lives – family and freedom are two we would like to feature.

Dave Hershman is the top author in the mortgage industry. Dave has published seven books, as well as hundreds of articles and is the founder of the OriginationPro Marketing System and Mortgage School. Want to send this commentary and other news in a personalized format to your sphere database or on social media?  Sign up for a free trial at