dave@hershmangroup.com

This week we ponder an interesting question. At the beginning of last year, rates were headed higher and we were not supposed to see low rates again for quite some time. Of course, the market analysts were wrong, and rates

The January 2020 jobs report released on Friday actually represented the first major data of the new year and new decade. It also came just about one week after our first look at economic growth for the fourth quarter. The

The January 2020 jobs report released on Friday actually represented the first major data of the new year and new decade. It also came just about one week after our first look at economic growth for the fourth quarter. The

Don’t look now, but it is coming. We constantly warn that predictions are often fruitless. But one thing is guaranteed, we will have a Presidential election this year. While we can give you the date, we obviously can’t guarantee the

We spent the past few weeks presenting for you summaries of 2019 and predictions for 2020. Then, as we do every year, there is an event that reminds us that predicting the future is impossible. This year it is the

The numbers are in for 2019. We will start with jobs, as the December report was just released last week. The month’s numbers generally were slightly disappointing, which is good news for the economy and interest rates, as it is

Another Seinfeld question — When in the year do we stop wishing people “Happy New Year”? In this case we will stretch it out for one more week as we take a look at what happened in 2019. With regard

This is the era of fiscal responsibility. In the past few years we have seen a shift in the thinking of the average American. This shift has been caused by a reaction to the recession and a revaluation of assets,

As we come to the end of the year, we can look back and see plenty of pot holes the economy had to overcome. But the economy did overcome the challenges and we had a very good year — for