About Dave Hershman

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So far Dave Hershman has created 92 blog entries.

The Housing Market


To put it mildly, we have seen a quite interesting housing market through the pandemic. During most recessions, falling incomes and tighter guidelines cause the housing market to slow and lead to stable or lower housing prices. During

The Housing Market2021-07-12T13:39:53-04:00

Aim For a Better Closing Experience


Buying a home or refinancing a home mortgage remains one of the most important
financial decisions one will make in a lifetime.  There are very few personal decisions one
can make which involves such an important investment, both in terms of economics

Aim For a Better Closing Experience2021-07-07T15:36:18-04:00

The Fed Mulls The Jobs Report


Last month the Federal Reserve Board spoke loudly. They actually had the audacity to suggest that they expect to raise rates shortly. Define shortly? Sometime in 2023! That is literally two years from now. Years ago, the Fed

The Fed Mulls The Jobs Report2021-07-07T15:36:08-04:00

What’s Next?


We have had quite a wild ride across our planet during the last 15 months. A word-wide pandemic was followed by a sharp recession. As the pandemic wore on and wore many of us down, certain segments of

What’s Next?2021-06-14T12:34:46-04:00

Did We See It?


We were looking for some “bounce-back” numbers in the employment report last Friday. We believed that the stage was set with the progress of our vaccination program having a real effect on the number of COVID cases in

Did We See It?2021-06-07T13:46:41-04:00

Home Improvement – The Right Approach


There is no doubt about the fact that home improvements represent a significant financial
investment for the average homeowner. They also represent an opportunity to improve
one’s quality of life. Along with the economic aspects of the home improvement decision,
there are many other areas

Home Improvement – The Right Approach2021-06-01T12:39:42-04:00

Bounce Back Month?


Last month we saw a pretty disappointing jobs report. The quarter of a million jobs added was actually quite strong for a normal month. However, for the era of economy recovery from the pandemic-induced recession, it fell short.

Bounce Back Month?2021-06-01T12:39:53-04:00

Why House Values Have Soared During a Crisis


During the Great Recession, a little more than a decade ago — the value of real estate was hit significantly. We spent ten years recovering as values reached pre-recession levels and then some. During the COVID-induced recession of

Why House Values Have Soared During a Crisis2021-03-15T14:30:37-04:00

How Quickly Could Rates Rise?


Interest rates have been so low for such a long period of time that many have taken these record low rates for granted. Though we have said this many times during the past year, we must understand that

How Quickly Could Rates Rise?2021-03-01T15:37:45-05:00

It was a Roller Coaster Year


A few weeks ago, we saw the first reading of economic growth for the 4th quarter of last year. Though this number is subject to two revisions, the increase of 4.0% is not expected to change all that

It was a Roller Coaster Year2021-02-16T12:29:08-05:00
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