About Dave Hershman

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So far Dave Hershman has created 85 blog entries.

Why House Values Have Soared During a Crisis


During the Great Recession, a little more than a decade ago — the value of real estate was hit significantly. We spent ten years recovering as values reached pre-recession levels and then some. During the COVID-induced recession of

Why House Values Have Soared During a Crisis2021-03-15T14:30:37-04:00

How Quickly Could Rates Rise?


Interest rates have been so low for such a long period of time that many have taken these record low rates for granted. Though we have said this many times during the past year, we must understand that

How Quickly Could Rates Rise?2021-03-01T15:37:45-05:00

It was a Roller Coaster Year


A few weeks ago, we saw the first reading of economic growth for the 4th quarter of last year. Though this number is subject to two revisions, the increase of 4.0% is not expected to change all that

It was a Roller Coaster Year2021-02-16T12:29:08-05:00

First Jobs Reading of 2021


The January jobs report gives us our first look at the job market as we begin 2021. We entered 2021 knowing that the economy had lost approximately ten million jobs that we have yet to recover. We were

First Jobs Reading of 20212021-02-12T13:05:11-05:00

Where There Won’t Be a Difference


Last week we talked about differences with a change of administrations. We all agree that the challenges facing our nation – the economy, the pandemic, the divisiveness are not going to go away. But there are other areas

Where There Won’t Be a Difference2021-02-01T13:16:46-05:00

Feel Any Different?


Well, we have a new President of the United States. Feel any different? We still have COVID raging, a vaccine-fueled recovery in the works, a bitterly divided electorate and an impeachment trial coming up. While that may not

Feel Any Different?2021-01-27T12:04:01-05:00

The Importance of TRID


If you are working anywhere near the real estate industry, by now you have heard about the importance of the regulations known as TRID.  There are many questions about these regulations, and in this article, we will try to

The Importance of TRID2021-01-05T14:20:53-05:00

Looking Through The Looking Glass


You cannot look back at 2020 without using an acronym most of us had never heard of before 2020. Of course, that acronym is COVID.  We started the year somewhat normally. The economy was slowing down a bit

Looking Through The Looking Glass2021-01-05T14:21:11-05:00

What is Mortgage Insurance?


Mortgage insurance is offered by either the government or private insurance companies to enable lenders to offer smaller down payments on loans. Before mortgage insurance existed, many had to pay a minimum of 20% down to purchase a

What is Mortgage Insurance?2020-12-04T13:17:58-05:00

Is it Already December?


We would like to say that time flies when you are having fun, however, no one in their right mind would describe 2020 as fun. Yet somehow, we have arrived at the last month of the year and

Is it Already December?2020-12-02T13:10:41-05:00
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